Ventura County Deputy Sheriffs' Association

Health Insurance

VCDSA operates an insurance medical plan for all of its members and provides Blue Cross PPO, EPO, and HMO healthcare plans. The Blue Cross network is one of the largest in California, comprising more than 40,000 PPO physicians and over 400 hospitals. For information about your health benefits call VCDSA directly at 987-9785 or use the Blue Cross Website.

Per the new VCDSA/County of Ventura Contract, each active employee is allowed $248 per bi-week to spend on a health plan of their choice. If an employee can demonstrate other medical coverage and they opt out of the VCDSA coverage, they are given $170.67 (2010 rates) which is the county designed opt-out rate. All medical plans are designed to include the employee plus their spouse and all dependent children. Below is a list of the costs incurred for members who choose VCDSA coverage and the change in cost from 2009:

2010 Medical, Dental, and Vision Rates for Active VCDSA Members

	Bi-Weekly Premiums *(Composite Rates)**
Medical- Active Members	2009	2010
Anthem Blue Cross HMO Low	$305.51	Not Offered
Anthem Blue Cross HMO	$330.94	$353.98
Anthem Blue Cross Exclusive (EPO)	$538.98	$615.22
Prudent Buyer (PPO)	$646.04	$587.23
Kaiser	$282.80	$313.35
VCHCP	N/A	$267.57

	Cobra Monthly Premium
COBRA (HMO) / 57ABSB	$759.18	$812.31
COBRA (EPO) / 1813CG	$1218.95	$1389.64
COBRA (PPO) / 1813CB	$1455.57	$1327.78

Dental Plan
Anthem Blue Cross - High Option	$41.83	$43.50
Anthem Blue Cross - Low Option	$20.46	$21.28
Golden West Dental	$8.76	$8.76

VCDSA Vision/Dental Plans (tiered rates)
Vision Plan
MES Vision	$4.78	$4.78

The Delta Dental and VSP vision plans are handled through a payroll deduction not from your flexible spending dollars. To enroll you must complete the appropriate providers enrollment form and a blue payroll deduction card. These plans will not show up on your County flex worksheet.
VCDSA Golden West Dental – HMO
Employee	$6.75	$
Employee + 1	$12.09	$
Employee + family	$15.15	$

VCDSA Delta Dental
Employee	$23.00	$23.00
Employee + 1	$41.67	$41.67
Employee + family	$69.34	$69.34

VCDSA Vision Service Plan (VSP) (VSP rate change 7/26/09)
Employee	$3.73	$3.73
Employee + 1	$5.14	$5.14
Employee + family	$8.74	$8.74

*Composite rate = same rate, regardless of number of dependents

Want to pre-designate your doctor as your treating physician for any work-related injuries? Download a pdf application form and then turn it into VCDSA - we handle the rest!

Retiree VCDSA members fall into another category and are charged a per person rate which varies depending on the number of dependents, plan selection, and medicare eligibility. Below is a list of the costs incurred for retiree member health insurance:

2010 Rates for Retiree VCDSA Members

BLUE CROSS HMO - CALIFORNIA RESIDENTS ONLY

Retiree w/out Medicare – 57ABSD

	2009	2010
Employee Only	$292.47	$313.38
Employee + 1	$568.49	$608.72
Member + 2 or more deps.	$844.43	$904.00

Retiree w/Medicare – 57ABSC

	2009	2010
Employee Only	$200.27	$214.72
Employee + 1 (Both on Medicare)	$399.58	$427.98
Member + 2 or more deps. (Member and Spouse on Medicare)	$675.54	$723.25

Retiree w/Medicare and Dependent w/out – 57ABSE

	2009	2010
Employee Only	$200.27	$214.72
Employee + 1	$476.28	$510.05
Member + 2 or more deps.	$752.22	$805.31

BLUE CROSS EPO - CALIFORNIA RESIDENTS ONLY

Retiree w/out Medicare – 1813CJ

	2009	2010
Employee Only	$468.86	$534.88
Employee + 1	$911.94	$1040.01
Member + 2 or more deps.	$1354.89	$1544.99

Retiree w/Medicare – 1813CH

	2009	2010
Employee Only	$320.83	$366.12
Employee + 1 (Both on Medicare)	$640.80	$730.90
Member + 2 or more deps. (Member and Spouse on Medicare)	$1083.77	$1235.90

Retiree w/Medicare and Dependent w/out – 1813CK

	2009	2010
Employee Only	$320.83	$366.12
Employee + 1	$763.95	$871.29
Member + 2 or more deps.	$1207.91	$1377.43

BLUE CROSS PRUDENT BUYER / BLUE CARD

Retiree w/out Medicare – 1813CD/1813CM

	2009	2010
Employee Only	$649.68	$451.45
Employee + 1	$1258.41	$877.60
Member + 2 or more deps.	$1867.23	$1303.60

Retiree w/Medicare – 1813CC/1813CL

	2009	2010
Employee Only	$466.72	$347.55
Employee + 1 (Both on Medicare)	$932.53	$693.74
Member + 2 or more deps. (Member and Spouse on Medicare)	$1538.96	$1173.01

Retiree w/Medicare and Dependent w/out – 1813CE/1813CN

	2009	2010
Employee Only	$466.72	$347.55
Employee + 1	$1075.67	$783.83
Member + 2 or more deps.	$1684.49	$1227.04

KAISER

Retiree w/out Medicare (under age 65)
	2009	2010
Member Only	$290.85	$322.33
Member + 1	$566.20	$627.11
Member + 2 or more deps.	$841.56	$931.90

Retiree w/Medicare
Member Only	$172.41	$133.72
Member + 1 (both on Medicare)	$344.82	$265.94
Member + 2 or more deps. (Member and Spouse on Medicare)	$	$570.73

Retiree w/Medicare and Dependent w/out
Member Only	$172.41	$133.72
Member w/ Medicare, Spouse w/out	$	$438.50
Member w/out Medicare & Spouse w/Medicare	$	$454.55
Member w/Medicare + 1 child (no spouse)	$	$438.50
Member w/Medicare + Children (no spouse)	$	$743.29
Member w/Medicare + Spouse w/out Medicare and child	$	$743.29
Member w/out Medicare + Spouse w/Medicare + child	$	$759.34
Member & Spouse w/Medicare + children	$	$570.73

VCHCP Retirees w/out Medicare under 65 living in Ventura County
Member Only	$	$307.69
Member+1	$	$614.39
Member + 2 or more deps	$	$870.88

Retiree Medical Opt Out - $40.00

	2009	2010
DENTAL PLAN
Golden West Dental - HMO
Employee Only	$14.76	TBD
Employee + 1	$26.08	TBD
Employee + Family	$32.97	TBD

Delta Dental - PPO
Employee Only	$49.83	$49.83
Employee + 1	$90.28	$90.28
Employee + Family	$150.23	$150.23

VISION PLAN Vision Service Plan (VSP) – Rate change August 1, 2009
Employee Only	$8.10	$8.10
Employee + 1	$11.14	$11.14
Employee + Family	$18.94	$18.94

The figures contained on this page are estimates only and do not take the place of annual published figures put forth by VCDSA. For official rates, rules, and regulations for medical programs offered by VCDSA contact VCDSA at 805-987-9785.